YNAB & BUDGET COACHING PROCESS
Budgeting. Money. Debt. Expenses.
Do these words make you cringe?
Do you know where your money goes each month?
Do you feel like there is nothing left at the end of the month?
Are you tired of your money controlling you?
Do you wish you had more money in savings?
Or more money to pay off debt?
Have you tried YNAB in the past but haven’t quite gotten the hang of it?
Or maybe you’ve tried it more than once?
Are you ready to take control of your money
ONCE AND FOR ALL?
Let me help you take control of your money and
learn to love money and budgeting!
This is me - budget nerd and lover of all things purple!
Money isn’t quite as simple as it may seem.
We all have a money story. These stories create layers upon layers of history that can run generations deep.
Yet, we also need to learn the practical side of how to budget.
So where do you need to start?
It all depends on you and your unique situation.
This is why I take my years of training and expertise and start with you wherever it is you are today. However, I believe that there are four sides of money that we all eventually need to address in order to create lasting change:
The Four Sides of Money
Behavioral
Looking at your patterns around money, determining where these patterns came from and examining to see if they still serve you.
Money Mindset
What you focus on is what you attract so we will do some work on how you perceive money and abundance and work to allow more into your life.
Emotional
For many people, just thinking about money can bring up a lot of emotions – fear, anxiety, scarcity and anger are just a few. We will spend time examining these emotions and work towards creating positive habits to relieve the negative emotions.
Practical
This is where we get into the numbers – creating a budget, assessing your debt situation, or tracking expenses are all parts of what we may focus on here.
What to Expect
My coaching includes a blend of the practical side of things - tracking expenses, setting up a realistic budget, and using YNAB* to manage your day-to-day money, as well Money Coaching, which digs into the emotional and behavioral side of money and how to create a more positive relationship with your money.
YNAB is a budgeting software, but they also teach a method based on their Four Rules and Six Habits of successful YNAbbers (yes, that’s the official term!). These are what will helps you gain clarity and confidence with your money. It is this clarity and confidence that will help you make conscious choices as to what you want your money to do for you, rather than feeling like your money is controlling you. Once you are able to be in control of your finances, you can make strides towards where you want to go in life! And I'm here to help you every step of the way!
Sessions might include:
You Need A Budget (YNAB)* - setup and ongoing maintenance
Expense tracking
Budget creation
Exploring your relationship with money
Digging into your money history
Money mindset work
Goal setting and accountability
Debt payoff plan creation
Exploring your money archetypes
Profit First implementation and maintenance
Small, service-based business bookkeeping using YNAB software
And more, depending on what your money journey requires!
All coaching packages include:
One-on-one sessions (or with you and your partner)
Action items at the end of each session to keep you moving forward
Ongoing accountability sessions for the duration of the agreement
Email support for the duration of the agreement
The option to continue coaching after our initial engagement
Schedule a complimentary consultation today
and let’s create a plan for you!
*I am a YNAB Certified Budgeting Coach, which means that I have been trained to coach people on using YNAB software and the YNAB budgeting method. I have met select requirements of You Need a Budget LLC in order to receive this certification, which means that I have the ability to competently coach YNAB to others. I am not an employee of YNAB, and all non-YNAB related opinions and recommendations are my own. My views do not reflect the views of YNAB and its employees or its affiliates.
What clients are saying
“My money world has been SO. MUCH. BETTER. of an experience. I look forward to budgeting with more enthusiasm. I am able to purchase things without feeling the guilt and shame and lack mindset I so often experienced before. You have brought me so much peace of mind.”
“I am feeling super confident about my budget and able to roll with the punches. It feels really good. Thank you.”
“Lindsey’s exuberance about it made me want to learn. Maybe this could be an adventure.”
“I woke up this morning to a text message from my bank saying that my available balance was over anything I’ve ever had in there…wow. Because of your guidance and direction, I feel immense gratitude, relief and abundance.”
Get started today!
The fine print:
YNAB subscription is not included - I wouldn’t recommend a paid software if I didn’t think it was worth its weight in gold!
Financial advice (investments, insurance, financial planning) is also not included - but check out our other business if that’s what you are looking for!
I am a YNAB Certified Budgeting Coach, which means that I have been trained to coach people on using YNAB software and the YNAB budgeting method. I have met select requirements of You Need a Budget LLC in order to receive this certification, which means that I have the ability to competently coach YNAB to others. I am not an employee of YNAB, and all non-YNAB related opinions and recommendations are my own. My views do not reflect the views of YNAB and its employees or affiliates.